"You work hard for your credit, Now let your good credit work for you!". In an effort to make our credit card product more competitive and appealing, we are introducing Pioneer Prime Advantage Gold VISA Credit Card, our latest credit card product. This credit card is indexed to the prime lending rate. Through technological improvements, we can ensure that you always have the lowest rate for which you qualify. If you maintain good credit score, your rate will always be one of the lowest in the market. If your credit score improves, the credit union will automatically move you to a new credit tier and your rate will be adjusted to reflect your improved credit.
| Prime Rate Date | Adjustment Month |
| March 31 | May |
| June 30 | August |
| September 30 | November |
| December 31 | February |
Click here for current rates on the Prime Advantage Gold VISA Credit Car.
You also have access to the credit card 24/7 online, where you can check card activity, pay the bill and use a host of other services. To apply for this credit card call us at 1.800.339.4378.
* The Index Rate is based on Wall Street Journal's National Average Prime Lending Rate. If necessary the interest rate will adjust at the beginning of the four (4) statement cycle dates listed in the Adjustable Date Column.
* The credit union will adjust interest rates on a quarterly basis if there has been a change in the average Prime Lending Rate. The index will be reviewed on the above dates (Prime Rate Date) or on the last business day of the respective months listed above.
