Youth Programs

 

$Billionaire Kids Club
Pioneer West Virginia Federal Credit Union has a friend who wants to help you save money. It's $Bill the Money Monkey. All kids ages 5-11 are eligible to join the $Billionaire Club. Club meetings will be held one evening each month at the credit union. Sign up now so you can receive your very own members only savings kit and quality for special monthly drawings.

As a member of the Kids Club, you will be eligible to attend members only monthly meetings where you will:

To join the Kids Club, you must:

The rest is up to us. We will contact you with further information and meeting dates.

Financial Literacy League
Pioneer West Virginia Federal Credit Union is committed to offering safer financial alternatives to our youth. We will accommodate the school systems, which founded this not-for-profit financial cooperative, with excellent financial products and services, while encouraging long-term saving, responsible credit use and wise financial decision-making.

The Financial Literacy League (FLL) is an organization created solely to meet the financial needs of high school seniors in Kanawha County, students in grades 9-12 at Charleston Catholic High School and students in grades 9-12 in Roane, Clay, Fayette and Greenbrier Counties.

Membership
To become a member of the FLL, one must open an account, with a minimum deposit of $5.00, at WVSEFCU. The credit union will deposit the first $5.00 into the account. Once an individual becomes a member, he or she is part of the credit union's democratic process. Every member, no matter what age, has an equal voting right to elect the credit union's volunteer board of directors.

FLL Leader
The credit union will select an eligible student from each participating high school to become a Financial Literacy League Leader. Students will be selected based on recommendations from a school administrator, interest in the program and an interview with credit union personnel. Leaders will have the potential of receiving a scholarship from $500.00-$1,000,00.00, depending on performance. Students will also receive hourly pay.

FLL Leader Responsibilities
Leaders will be required to learn about the credit union movement, credit union products and services and be willing to discuss them with potential members. Leaders must also be willing to participate in and help facilitate financial education meetings with their peers. The efforts of the Leaders will inform and educate new, responsible potential members for the credit union.

FLL Essay Scholarship Contest
Each member of the FLL is eligible to enter the essay scholarship contest. Members must submit a typed 250-500 word essay telling how a credit union has helped them or someone they know. The contest is open to any student pursuing an associate's degree, bachelor's degree, trade school education, etc. Students are eligible to earn up to $1,000.00 in scholarship money.

Program Materials
The credit union will use materials provided free of charge by the National Endowment for Financial Education (NEFE).

Services Provided to Students
The credit union's main objective is to educate students on the various financial products and services before we make them available to the students. All students are eligible for a savings account upon membership at the credit union. Additional services will be offered as students complete the four financial planning sessions.

Session 1
Financial Planning/Career
Eligible for: Share Draft (Checking) Account

Session 2
Budget/Saving & Investment
Eligible for: Debit Card

Session 3
Credit/Insurance
Eligible for: Character Building, Personal Loan, or Visa Card

(Not to exceed $500. The credit union does not lend to members under the age of 18 without a valid co-signor. Members under 18 are not legally bound by lending contracts. The loans will be granted to teach students how to establish credit and borrow responsibly.)

Session 4
Overview of Financial Services Industry & Student Loans

Eligible for: Student Loans & Additional Financial Services