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Life happens — you shouldn’t have to spend the rest of yours paying for it. Get back on your feet with Second Chance Checking.

Key Features

  • Free Digital Banking
  • Free Debit Card
  • Free ATMs Nationwide
  • Helps build credit
  • $12 monthly service charge
  • Unlimited transactions at no per-item charge
  • Free digital banking*
  • Free Visa® debit card
  • Access to thousands of surcharge-free ATMs nationwide
  • No minimum deposit to open

*Data carrier rates may apply

Your Financial Compass For Life

We refinanced a new vehicle with Pioneer and were able to save money on monthly payments and overall interest. Over $1140.
By the end of my appointment, I consolidated two of my credit cards saving me over $5,000. Amazing!
Pioneer was a big help with refinancing our vehicles. We are saving over $200 a month on our payments and saved over $4000 in interest in just one auto!
My financial advocate was knowledgeable, polite and friendly. Banking at Pioneer has been a blessing.
I came to Pioneer in desperate need of a loan for a complex situation... They took the smartest approach to save money in interest.
They took 2 years off our loan term when we refinanced, saving us over $1400 in interest.
I was able to do a balance transfer to my Pioneer credit card from my Chase credit card and dropped my interest rate from 15% to 6.70%.
...not only did Pioneer save me $1,716.24 in interest, but they saved me $351 on a GAP warranty... Pioneer was fantastic!
Member Stories