Skip to content


Flexible shopping, easier budgeting, and fun points and prizes — our Pioneer Perks Rewards Visa® makes it easy to live life to the fullest.  

Key Features

  • Flexible Spending Power
  • Competitive Rates
  • Worldwide Acceptance


Choose our Pioneer Perks Visa® credit card to enjoy a competitive fixed rate and rewards!

  • Earn 2 points for every $1 spent*
  • Earn 1 point per $1 for balance transfers*
  • Low FIXED rate
  • No pesky "gotcha" fees
  • Special bonus point promotions
  • Your choice of rewards from over 3 million retailers
  • Cash Redemption option
  • Redeem points quickly online and with our mobile app

When you receive your Pioneer Perks card, you must register it at

Once registered you will start to earn and accumulate points every time you sign for your purchase using you Perks card.

*Points will not be earned on your card until card is registered and active on the site.  

Reminder — Whether you are going overseas or across the country, make sure you contact Pioneer West Virginia Credit Union before traveling. We'll let Visa® know your destination, so the card isn't assumed lost or stolen.

Just give us a call at (304) 348-6648 or 1-800-339-4378 and have a safe, wonderful trip!

Rate may vary based on your creditworthiness and other factors. Not all applicants will qualify. Membership Required.   Card must be registered at in order to earn points.   

View our Credit Card Disclosure.

Your Financial Compass For Life

...not only did Pioneer save me $1,716.24 in interest, but they saved me $351 on a GAP warranty... Pioneer was fantastic!
I came to Pioneer in desperate need of a loan for a complex situation... They took the smartest approach to save money in interest.
I was able to do a balance transfer to my Pioneer credit card from my Chase credit card and dropped my interest rate from 15% to 6.70%.
Pioneer was a big help with refinancing our vehicles. We are saving over $200 a month on our payments and saved over $4000 in interest in just one auto!
They took 2 years off our loan term when we refinanced, saving us over $1400 in interest.
My financial advocate was knowledgeable, polite and friendly. Banking at Pioneer has been a blessing.
We refinanced a new vehicle with Pioneer and were able to save money on monthly payments and overall interest. Over $1140.
If not the FA taking the time to explain to me how financing worked, I would have made a mistake that would have cost me thousands of dollars ($10,000 actually).
By the end of my appointment, I consolidated two of my credit cards saving me over $5,000. Amazing!
Member Stories