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Flexible shopping, easier budgeting, and fun points and prizes — our Pioneer Perks Rewards Visa® makes it easy to live life to the fullest.  

Key Features

  • Flexible Spending Power
  • Competitive Rates
  • Worldwide Acceptance


Choose our Pioneer Perks Visa® credit card to enjoy a competitive fixed rate and rewards!

  • Earn 5 points for every $1 spent now through December 31, 2019*
  • Earn 1 point for every $1 spent on balance transfers*
  • Low FIXED rate*
  • No pesky "gotcha" fees
  • Special bonus point promotions
  • Your choice of rewards from over 3 million retailers
  • Cash Redemption option
  • Redeem points quickly online and with our mobile app

Already have a Pioneer Perks card? Register it at to redeem your rewards.

Reminder — Whether you are going overseas or across the country, make sure you contact Pioneer West Virginia Credit Union before traveling. We'll let Visa® know your destination, so the card isn't assumed lost or stolen.

Just give us a call at (304) 348-6648 or 1-800-339-4378 and have a safe, wonderful trip!

Rate may vary based on your creditworthiness and other factors. Not all applicants will qualify. Membership Required.  Promotion:  5 points per $1 spent on all purchases and 1 point per $1 on balance transfers effective until December 31, 2019. 

View our Credit Card Disclosure.

Your Financial Compass For Life

We refinanced a new vehicle with Pioneer and were able to save money on monthly payments and overall interest. Over $1140.
By the end of my appointment, I consolidated two of my credit cards saving me over $5,000. Amazing!
Pioneer was a big help with refinancing our vehicles. We are saving over $200 a month on our payments and saved over $4000 in interest in just one auto!
My financial advocate was knowledgeable, polite and friendly. Banking at Pioneer has been a blessing.
I came to Pioneer in desperate need of a loan for a complex situation... They took the smartest approach to save money in interest.
They took 2 years off our loan term when we refinanced, saving us over $1400 in interest.
I was able to do a balance transfer to my Pioneer credit card from my Chase credit card and dropped my interest rate from 15% to 6.70%.
...not only did Pioneer save me $1,716.24 in interest, but they saved me $351 on a GAP warranty... Pioneer was fantastic!
If not the FA taking the time to explain to me how financing worked, I would have made a mistake that would have cost me thousands of dollars ($10,000 actually).
Member Stories