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Rates

Flexible shopping, easier budgeting — our low-rate Visa® credit cards make it easy to live life to the fullest.

Key Features

  • Flexible Spending Power
  • Competitive Rates
  • Worldwide Acceptance
  • Competitive rates, as low as 6.95% APR1
  • No annual fees
  • No balance transfer fee
  • No cash advance fee
  • Free access to Verified by Visa® for enhanced security; register now!
  • Activate your card instantly online

Choose our Pioneer Perks Visa® credit card to enjoy a competitive fixed rate and rewards!

  • Earn 2 points for every $1 spent on gas, groceries, and restaurants
  • Special bonus point promotions
  • Your choice of rewards from over 3 million retailers
  • Redeem points quickly online and with our mobile app
  • Competitively low, fixed rates
  • No pesky "gotcha" fees 

Already have a Pioneer Perks card? Register it at uchooserewards.com to redeem your rewards.

Reminder — Whether you are going overseas or across the country, make sure you contact Pioneer West Virginia Credit Union before traveling. We'll let Visa® know your destination, so the card isn't assumed lost or stolen.

Just give us a call at (304) 348-6648 or 1-800-339-4378 and have a safe, wonderful trip!

1APR = Annual Percentage Rate. APR shown is current as of 4/2/18 and subject to change without notice. Your rate may vary based on your creditworthiness and other factors. Not all applicants will qualify. Membership Required.

View our Credit Card Disclosure.

Your Financial Compass For Life

We refinanced a new vehicle with Pioneer and were able to save money on monthly payments and overall interest. Over $1140.
By the end of my appointment, I consolidated two of my credit cards saving me over $5,000. Amazing!
Pioneer was a big help with refinancing our vehicles. We are saving over $200 a month on our payments and saved over $4000 in interest in just one auto!
My financial advocate was knowledgeable, polite and friendly. Banking at Pioneer has been a blessing.
I came to Pioneer in desperate need of a loan for a complex situation... They took the smartest approach to save money in interest.
They took 2 years off our loan term when we refinanced, saving us over $1400 in interest.
I was able to do a balance transfer to my Pioneer credit card from my Chase credit card and dropped my interest rate from 15% to 6.70%.
...not only did Pioneer save me $1,716.24 in interest, but they saved me $351 on a GAP warranty... Pioneer was fantastic!
Member Stories