Overdraft Protection
Overdraft Protection is a service you can elect that links your Pioneer checking account to another Pioneer account — such as a savings account or second checking account and automatically transfers available funds from the linked account to cover your transactions. The service is designed to give you more flexibility when you need to make purchases and don't have enough money in your checking account at the time of the transaction. Overdraft Protection helps prevent declined transactions, returned checks or other overdrafts on your accounts.
Online Banking and Mobile Banking allows you to access your account information 24/7 and helps you keep track of your account balance through transaction and account monitoring and alerts.
Federal rule sets a withdrawal limit on savings accounts. Regulation D, also known as Reg D, is a Federal Reserve Board rule that puts a limit of six transactions per month on certain transfers and withdrawals from your savings or money market account. If you go over the limit, the credit union can charge a fee (see Truth in Savings for current fee schedule).
Courtesy Pay
We’ve got you covered!
Enjoy Courtesy Pay Coverage as low as $5 per item.1
At Pioneer, we realize in this busy life it’s easy to accidentally spend more than we have in our checking accounts. We don’t believe a small oversight should turn into big overdraft penalties!
You’ve got enough to worry about! Let us take care of you so you can take care of everyone else! Open a FREE Checking account with Courtesy Pay Today!
- No Minimum Deposit to Open
- No Minimum Balance Requirements
- No Direct Deposit Requirements
- No Monthly Service Charge
- No Per Item Transaction Fee
- No Minimum Transaction Requirement
- FREE Nationwide ATMs
- FREE Mobile Banking2
- FREE Mobile Check Deposit2
- FREE Bill Pay
1See Terms and Conditions.
2Data carrier rates may apply.