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Keep your holidays full of family, fun and cheer — not financial stress.

The holidays are approaching, bringing with them some additional expenses. Whether it’s for gifts, travel or other holiday activities, the expenses can certainly put a strain on your finances.

So skip a month's loan payment and keep the cash! It’s easy with Skip-a-Pay — just choose the month you’d like to skip, either November or December, and apply today. If approved, you'll enjoy a payment-free month.

  • Provides the option to skip one loan payment
  • Choose which month to skip: November or December
  • Interest will continue to accrue on your loan
  • Use the extra cash for anything you need or want
  • A $29 fee applies for this service

Ready to skip a payment? Here's how easy it is:

Download, print and fill out our Skip-a-Payment Form (PDF), then take it into your local branch. Be prepared to pay the $29 processing fee. Also, please submit your request at least 2 weeks before your payment is due, to allow for processing time. 

This special offer ends soon, so we recommend you get your form submitted as soon as you can.


Happy Holidays from Pioneer West Virginia Federal Credit Union!


Your Financial Compass For Life

We refinanced a new vehicle with Pioneer and were able to save money on monthly payments and overall interest. Over $1140.
By the end of my appointment, I consolidated two of my credit cards saving me over $5,000. Amazing!
Pioneer was a big help with refinancing our vehicles. We are saving over $200 a month on our payments and saved over $4000 in interest in just one auto!
My financial advocate was knowledgeable, polite and friendly. Banking at Pioneer has been a blessing.
I came to Pioneer in desperate need of a loan for a complex situation... They took the smartest approach to save money in interest.
They took 2 years off our loan term when we refinanced, saving us over $1400 in interest.
I was able to do a balance transfer to my Pioneer credit card from my Chase credit card and dropped my interest rate from 15% to 6.70%.
...not only did Pioneer save me $1,716.24 in interest, but they saved me $351 on a GAP warranty... Pioneer was fantastic!
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